You Too Can Invest In a Startup Likely to Go Bust

Equity crowdfunding offers regular Britons a chance to back fledgling companies. So far the payoff hasn't matched the hype.

Seedrs founders Silva and Lynn at their offices

Source: Seedrs
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In June, three aspiring London entrepreneurs struggling to raise money for a food-delivery startup turned to a crowdfunding website called Seedrs that helps fledgling businesses solicit money from people online. In exchange, backers get a stake in the company—and a payout if it prospers.

The founders had about 700,000 pounds ($875,000) in the bank from outside investors, but brought in an additional 100,000 pounds online. The company, named Pronto, saw crowdfunding as a bridge to keep the business afloat until it could raise more money from venture capitalists. It ended up being a bridge to nowhere.