Economics

IDFC Bank Aims for 15 Million Customers After Its Oct. 1 Debut

  • New bank targets acquiring 15 million customers in five years
  • Lender expects net income to increase 10%-15% per year
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IDFC Ltd., a private-sector Indian infrastructure lender, will start its general banking operations on Oct. 1 and aims to have 15 million customers within five years.

The lender will seek to “over-invest in technology and under-invest in branches”, IDFC Bank Managing Director Rajiv Lall said in Mumbai Thursday. The new bank will debut with 23 branches and increase to 60 by year-end. It will post 10 to 15 percent annual growth in net income, Lall said. The lender has about 400 corporate customers from its existing infrastructure finance operations.