JPMorgan to Cut $100 Billion of Deposits to Limit Capital

Are Banks Lowering Expectations Due to Regulations?

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JPMorgan Chase & Co. plans to cut as much as $100 billion of some clients’ excess deposits in its efforts to limit capital required under a new U.S. proposal.

The largest U.S. bank will do “whatever it takes” to stay below a 5 percent capital buffer requirement even though a stronger dollar puts it on the “cusp” of that threshold, Chief Financial Officer Marianne Lake said Tuesday in a presentation to investors. The New York-based bank must evaluate whether other means of paring the requirement to 4 percent are too costly, she said.