Advice for Small Employers Confused by Obamacare: Part 2

Photograph by John Fedele
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My columnBloomberg Terminal last month exploring small business owners’ questions about Obamacare prompted dozens of additional inquiries from entrepreneurs regarding upcoming changes that affect their health care coverage responsibilities. Here are a few of them, along with our experts’ answers. The Center for Consumer Information and Insurance Oversight, a division of the U.S. Department of Health and Human Services, answers many more frequently asked questions here.

Does the Affordable Care Act differentiate between salaried, exempt employees and hourly wage, non-exempt employees? Does an employer that employs over 50 full-time equivalent employees [FTEs] have to offer the same health benefit to all employees, or can the benefit vary?