Navigating student debt is one of the trickiest personal finance calculations. Inflation and rule changes are now about to make things worse.
Stuart Trow
Stuart Trow is a credit strategist at the European Bank for Reconstruction & Development. He is also a pensions blogger, radio show host and member of numerous retirement, finance and audit committees.
NHS doctors are opting for early retirement in part to take advantage of inflation-protected pensions.
Donors are missing out on tax breaks for their charitable contributions.
Britain’s mortgage market is signaling fears of a recession. But big falls in property values look unlikely now that housing is the asset class of the well-off.
Recent data suggest Brits are being forced into premature retirement and are tapping their pension pots sooner than planned.
Rents have surged more than 10% over the past year as pandemic restrictions have fallen away.
Tax season can bring investors at least a bit of relief from volatile markets.
Staying clear about your goals and your time horizons can help allay fears about equities.
The country’s poorest households have been struggling for a long time. But increases in inflation, interest rates and taxes are about to make things worse.
Get a mortgage while the deals are good. Other sources of financing are already high and will likely increase.
Calls for improving our financial knowledge abound. But they rarely take into account the tools that would actually help the most vulnerable.
The true cost of quitting your job without another one lined up could be higher than you imagine.
Not only is it a regressive tax, but the U.K. plan also looks poorly suited to fix the crisis at hand.
Banks are eager to lend and have lots of cash available for the purpose. As a result, mortgage rates are tumbling.
How to limit the fallout from market stumbles, while remaining true to the principles of long-term wealth accumulation.
Many people have given up hope of getting on the U.K.’s steep property ladder. If the stamp-duty holiday didn’t help them, what can?
The U.K. state pension is a very valuable benefit for Brits. And yet women are less likely to get their fair share. Here’s what they can do.
Create an emergency fund without compromising your long-term goals.
Retirees aren’t putting their hard-earned savings to work. That’s a problem.
The government first needs to tackle the shortage of affordable properties to rent.
