Five Ways to Stop Banks From Failing

When banks collapse, the question always arises: Where were the supervisors? Time and again — at Silicon Valley Bank, at Credit Suisse, ahead of the 2008 subprime mortgage crisis — they’ve failed in their responsibility to ensure the safety and soundness of both individual institutions and the broader financial system.

Experts rightly say that the culture of supervision needs to change. I’d go further: The priorities and goals need work, too.