, Columnist
American Banks Now Look Poised to Stoke the Economy
After spending most of this year building their regulatory cushions in anticipation of rule changes, lenders are primed to start putting excess capital to work.
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One consistent overhang in an otherwise pretty good year for the US economy has been tightening credit standards at banks.
Lower loan growth has meant more expensive or in some cases non-existent credit availability for people looking to purchase things like cars, or for small and midsize businesses.