, Columnist
TikTok Budgeting Challenges May Cost You
Catchy games that require saving a certain amount each day can be demoralizing.
Not exactly.
Photographer: Chung Sung-Jun/Getty Images AsiaPac
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After nearly eight weeks, it’s a safe bet that many people’s “New Year, New Me” challenges have fallen flat. Too often we try to make changes all at once through some short-term physical or lifestyle tests (hello, Dry January) that don’t stick.
It’s the same in the financial world, where people attempt hacks in January and February to recover from financial fumbles the prior year, like overspending during the holidays.