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The Editors

Piecemeal Reform Won’t Solve the U.S. Retirement Crisis

Tweaks, patches and accidents created this mess in the first place. Fixing it will take more than tinkering around the edges.

Retirement is too much of a gamble.

Retirement is too much of a gamble.

Photographer: John Moore/Getty Images

This is part three of a series. Read more articles at the end of this editorial.

The U.S. is among the wealthiest countries in the world. Yet many Americans face the prospect of great financial strain and even poverty in old age, because they lack the resources to support themselves after they stop working.