Richard Koss, Columnist

A Bad Start on Reforming Fannie and Freddie

The Trump administration's actions suggest it's unwilling or unable to fix housing finance.

January 15, 2018 at 10:00 AM UTC

Richard Koss is an economic and real estate consultant and adjunct professor at the Carey School of Business at Johns Hopkins University. Previously, he was head of capital markets research at Fannie Mae.

Unfreeze it.
Photographer: Andrew Harrer/Bloomberg

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This was supposed to be the year when the U.S. government would finally address one of the biggest pieces of unfinished business from the 2008 financial crisis: reforming Fannie Mae and Freddie Mac, the quasi-state entities that dominate the U.S. mortgage market.

Unfortunately, the Trump administration’s actions so far suggest it’s unwilling or unable to handle the task.