Tyler Cowen, Columnist

Let's Think Again About Dodd-Frank

Evidence is emerging that post-crisis rules slowed the recovery without making banking safer.

September 20, 2016 at 11:00 AM UTC

Tyler Cowen is a Bloomberg Opinion columnist, a professor of economics at George Mason University and host of the Marginal Revolution blog.

Tough job.
Photographer: Bill Clark/CQ Roll Call

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Six years after the U.S. Congress passed the Dodd-Frank Wall Street Reform and Consumer Protection Act in response to the 2008 financial crisis, it is not obvious that it made the U.S. economy safer and sounder.

Take the slow recovery in the real estate market. Some of the weak housing demand is due to high student debt and slow rates of household formation, but tighter regulations on mortgage lending also have held it back.