Young, Healthy and Rich Need Obamacare, Too

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Aug. 16 (Bloomberg) -- Health insurance isn’t like otherforms of insurance. It’s not protection against the unlikely;it’s insulation against the inevitable. Most people never usetheir fire insurance. Almost everyone uses their healthinsurance. Eventually.

The key is that not everyone uses their health insurance atthe same time, or with the same frequency. Sick people use itmore than healthy people. The elderly use it more than theyoung. Women use it more than men.