Going Private

Egan-Jones Private Credit Ratings Draw Scrutiny on Wall Street

A small ratings firm in suburban Philadelphia is raising concerns about hidden risks in a multi-trillion market

Egan-Jones Ratings Co. has for years operated from a four-bedroom colonial in Haverford.​Photographer: Sarah Silbiger
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Welcome to Going Private, Bloomberg’s twice-weekly newsletter about private markets and the forces moving capital away from the public eye. Today, a warning about private credit risks becoming systemic and Elon Musk’s fundraising spree. But first, we take you to the Philadelphia suburbs, where a prolific credit grader has become an outsize player in the multi-trillion private credit industry — Isabella Farr and Davide Scigliuzzo.

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In 2024, a small ratings firm headquartered in a four-bedroom colonial just outside of Philadelphia, stamped ratings on more than 3,000 private credit deals — all with a team of just 20 analysts.