Investing For Beginners: Which Assets Should I Own?

Asset allocation may seem confusing, but there are really only four core assets to consider.

Enjoying the ups and downs: Visitors queue as a rollercoaster passes overhead at the Fantasy Island theme park in Skegness, UK, on Monday, May 31, 2021 .

Photographer: Ian Forsyth/Bloomberg

Welcome to Money Distilled . I’m John Stepek. Every week day I take a look at the biggest developments in the world of markets and economics, and explain exactly what it all means for your money.

I want to hear from you, so send your feedback, opinions or questions to me at jstepek2@bloomberg.net. I plan to print the best comments, so if you’d rather I didn’t consider you for publication, then please make that clear, or else I’ll assume you’re happy to see your name (or pseudonym) in lights.