New York Homes Most Exposed to Hurricane Risk, Beating Miami

More than 3 million New York metropolitan-area homes are vulnerable to hurricane winds, the most of any region in the country, according to a report from Cotality, a property analytics firm.

Roughly 3.27 million homes in the area face moderate or greater hurricane wind risk, representing nearly $1.93 trillion in reconstruction costs, according to Cotality’s 2026 hurricane risk report. Nearly 20% of those homes are also at risk of storm surge.