US Household Debt Delinquencies Stay Flat in First Quarter

The share of overdue consumer loans stayed flat in the first quarter of 2026 as new delinquencies edged down.

The total balance of loans delinquent at least 30 days remained unchanged at 4.8% from the prior quarter after six quarters of steady increase, according to data from the Federal Reserve Bank of New York’s Quarterly Report on Household Debt and Credit released Tuesday. Still, the overall delinquency rate matched the highest level reported since 2017.