US Mortgage Rates Increase for First Time in Four Weeks

The exterior of a home during an open house in Seattle.Photographer: David Ryder/Bloomberg

US mortgage rates climbed for the first time in four weeks, halting an early-year upswing in home purchase and refinancing activity.

The contract rate on a 30-year mortgage rose 8 basis points to 6.24% in the week ended Jan. 23, according to Mortgage Bankers Association data released Wednesday. In the previous week, home-financing costs slid to the lowest since September 2024.