US Mortgage Applications to Buy a Home Jump to Two-Year High

The contract rate on a 30-year fixed mortgage dropped just 2 basis points to 6.77% last week.

Photographer: Sam Hall/Bloomberg

US mortgage applications to purchase a home jumped to the highest level since early 2023 last week, even as borrowing costs barely budged.

The Mortgage Bankers Association’s index of home-purchase applications advanced 9.4% in the week ended July 4, according to data out Wednesday. MBA’s measure of refinancing jumped by a similar amount to the highest level since April.