FinThrive Refinancing Is the Latest to Advantage Some Creditors

  • Agreement gives better terms to investors who negotiated it
  • The deal includes below-par exchanges, new repayment order

The refinancing was cut with a majority of holders of FinThrive’s first- and second-lien loans and is open to all creditors.

Photographer: Geoffroy Van Der Hasselt/AFP/Getty Images
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Healthcare software company FinThrive’s debt refinancing announced this week includes below-par exchanges and sweeter terms for creditors who crafted the deal, according to people familiar with the situation.

The Clearlake Capital Group-backed firm’s revamped debt stack will include first-out, second-out, third-out and fourth-out term loans that reset the repayment pecking order, said the people, who asked not to be identified discussing a private deal. They added the $155 million of new money as part of the deal will rank the same as the first-out loan, and that Clearlake is subordinating its debt holdings into the fourth-out paper.