Investing

What You Need to Know About Tweaking Your 401(k) Plan for 2025

Retirement experts highlight coming changes and share tips on being more strategic with savings.

Workers manufacture dinnerware at a factory in Newell, West Virginia.

Photographer: Luke Sharrett/Bloomberg
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Your 401(k) could probably use a checkup.

Donald Trump’s victory in the US election sent stocks surging to all-time highs and raised the prospect of sweeping policy changes from taxes to healthcare. The Federal Reserve just cut rates again, a mounting US budget deficit has hawks worried about higher inflation and Social Security could face benefit cuts of about 20% within a decade.