Hot India Private Credit Market Faces Risks as Exuberance Grows

  • Cerberus sees potential risk in lighter market underwriting
  • India private credit market is in early stage: Kotak’s Iyer
Indranil GhoshPhotographer: Dhiraj Singh/Bloomberg
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India’s private credit market is growing so fast that a rush of new participants into the direct-lending sector is fueling concern about a weakening of lending standards.

“We have seen a bunch of first-time managers raise a lot of local capital,” Indranil Ghosh, head of Pan-Asia special situations at Cerberus, said at the Bloomberg India Credit Forum in Mumbai on Friday. “With some of those managers, I suspect that the underwriting standards, the diligence standards, the structuring, covenants are slightly lighter than what a lot of the global firms and well-established domestic institutions are used to.”