US Mortgage Rates Fall Again, Triggering Big Wave of Refinancing

  • Refinancing index jumped last week to highest since April 2022
  • MBA’s 30-year fixed mortgage rate fell 2 basis points to 6.13%
US Mortgage Refinancing Surges as Rates Fall Again
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Applications to refinance mortgages surged for a second week as more Americans capitalized on the cheapest borrowing costs in two years.

The Mortgage Bankers Association’s refinancing index jumped 20.3% in the week ended Sept. 20 to the highest level since April 2022, the group said Wednesday. The contract rate on a 30-year fixed mortgage eased 2 basis points to 6.13%, the eighth straight weekly drop and the longest stretch of declines since 2018-2019.