US 30-Year Mortgage Rate Slides to Lowest Since February 2023

  • Contract rate dropped 14 basis points last week to 6.29%
  • Index of applications for home purchases near two-month high
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US mortgage rates slid last week to the lowest level since February 2023, emboldening homebuyers and spurring a pickup in refinancing applications in welcome news for the real estate market.

The contract rate on a 30-year fixed mortgage dropped 14 basis points to 6.29% in the week ended Sept. 6, marking the sixth straight weekly decline, Mortgage Bankers Association data showed Wednesday.