US Mortgage Rates Decline for Second Week, Slipping to 6.35%

  • Average on 30-year, fixed loan is at lowest since May 2023
  • Affordability pressures have stifled home transactions

Homes in San Marcos, Texas.

Photographer: Jordan Vonderhaar/Bloomberg
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Mortgage rates in the US fell for a second straight week.

The average for a 30-year, fixed loan was 6.35%, the lowest level since May 2023, Freddie Mac said in a statement Thursday. It dropped from 6.46% last week.