Finance

Klarna Takes on JPMorgan, BofA With Foray Into Bank Accounts

  • Fintech rolls out accounts paying interest, offering rewards
  • Additions come as Klarna prepares for a public offering

The Klarna website.

Photographer: Gabby Jones/Bloomberg
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Klarna Bank AB is adding retail-banking services in the US and across much of Europe, expanding beyond its signature buy-now, pay-later offering as the fintech prepares for an initial public offering.

Customers of the financial-technology company in 12 countries will newly have the option to add money from their bank account to a digital wallet, called Klarna balance, where they can get cash-back rewards for shopping in the Klarna app or receive refunds from returned items, according to a statement Thursday.