More Than 90% of Stablecoin Transactions Aren’t From Real Users, Study Finds

  • Less than 10% of stablecoin transactions are “organic:” Visa
  • PayPal, Stripe are among fintechs expanding in stablecoins
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More than 90% of stablecoin transaction volumes aren’t coming from genuine users, according to a new metric co-developed by Visa Inc., suggesting such crypto tokens may be far away from becoming a commonly used means of payment.

The dashboard from Visa and Allium Labs is designed to strip out transactions initiated by bots and large-scale traders to isolate those made by real people. Out of about $2.2 trillion in total transactions in April, just $149 billion originated from “organic payments activity,” according to Visa.