China’s Mega Banks Post Rare Profit Drops on Margin Squeeze

  • Margins shrink as banks called on to dole out cheaper loans
  • China’s mega banks are struggling to support the economy

An Agricultural Bank of China branch in Shanghai.

Photographer: Qilai Shen/Bloomberg
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Industrial & Commercial Bank of China Ltd., the nation’s largest lender, reported its first decline in quarterly profit in more than a year as margins continue to contract.

Net income fell 2.78% to 87.7 billion yuan ($12.1 billion) in the first quarter, the Beijing-based bank said in an exchange filing on Monday. Its net interest margin narrowed to 1.48% from 1.61% at the end of 2023.