US 30-Year Mortgage Rate Rises to a Four-Month High of 7.13%

Homes in Lancaster, California, US.Photographer: Kyle Grillot/Bloomberg
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US mortgage rates climbed to a four-month high last week, potentially signaling a bumpier recovery for the residential real estate market.

The contract rate on a 30-year fixed mortgage rose 12 basis points to 7.13% in the week ended April 12, according to Mortgage Bankers Association data released Wednesday. The effective rate, which includes fees and compound interest, increased to 7.32%.