Finance

Goldman’s Marcus Frontruns Fed With Rate Cut on Savings Account

  • Retail bank’s high-yield savings rate falls to 4.4% from 4.5%
  • Rates on savings accounts to drop more when Fed starts easing

Marcus by Goldman Sachs office floor in New York.

Photographer: Christopher Goodney/Bloomberg
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Goldman Sachs Group Inc.’s consumer bank Marcus lowered the rate on its high-yield savings account for the first time in more than three years as investors are laser-focused on when the Federal Reserve will cut its lending benchmark.

The bank’s flagship product now offers a 4.4% annual percentage yield, down from 4.5% in March. It’s the first cut since November 2020, when Goldman lowered the rate from 0.6% to 0.5%, according to Bankrate.