NYCB Reaps Gain From Sale of More Than $1 Billion of Loans

  • Bank sold co-op loan after booking charge-off tied to it
  • Lender shares details on how it’s remediating weaknesses
The New York Community Bank headquarters in Hicksville, New York, on Feb. 1, 2024.Photographer: Bing Guan/Bloomberg
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New York Community Bancorp, the troubled commercial real estate lender that just got a capital infusion from a group led by Steven Mnuchin, said it will book a gain after selling a portfolio of consumer loans with a net book value of $899 million as well as a co-op loan.

The bank sold the co-op loan on Feb. 29, after the firm had booked a $112 million charge-off tied to it in its fourth-quarter results, according to a 10-K filing Thursday. The sale resulted in a gain of $26 million from the previously written-down fair value estimate, NYCB said in the filing, which had been delayed after the Hicksville, New York-based lender identified material weaknesses in how it tracked loan risks.