Finance

SoFi Surges Most Since July After Posting First-Ever Profit

  • CEO Noto says 2024 will be a transition year for the company
  • Firm expects full-year profit of as much as $105 million

The SoFi Technologies headquarters in San Francisco.

Photographer: Justin Sullivan/Getty Images
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SoFi Technologies Inc. climbed 22%, the most since July, after reaching profitability for the first time, taking the fintech one step closer to Chief Executive Officer Anthony Noto’s goal of turning the former anti-bank into a top 10 financial institution.

Fourth-quarter net income was $48 million, the first profit under generally accepted accounting principles since the company went public in 2021, according to a statementBloomberg Terminal Monday. The figure surpassed analysts’ average estimate of $9.9 million for the quarter. Earnings per share were 2 cents, beating estimates of zero cents and up from a 5-cent loss a year earlier.