US Consumer Borrowing Surges on Jump in Credit-Card Balances

  • Debt outstanding rose nearly $24 billion in November, Fed says
  • Households’ credit-card balances rose most since March 2022
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US consumer borrowing surged in November by the most in a year on a jump in credit-card balances as the holiday-shopping season kicked into high gear.

Total credit rose $23.8 billion after rising a revised $5.8 billion in October, according to Federal Reserve data out Monday. The figure well exceeded the highest estimate in a Bloomberg survey of economists, which had a median forecast of $8.6 billion.