US 30-Year Mortgage Rate Tumbles by Most in More Than a Year

  • Contract rate dropped 25 basis points last week, to 7.61%
  • Mortgage applications for home purchases rose most since June
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The average 30-year mortgage rate plunged last week by the most in more than a year, helping generate the biggest advance in home purchase applications since early June.

The contract rate on a 30-year fixed mortgage slid 25 basis points to 7.61%, the lowest level since the end of September, according to the Mortgage Bankers Association. The group’s index of mortgage applications for home purchases increased 3% in the week ended Nov. 3, the data out Wednesday showed.