US Retirees Will Get 3.2% Social-Security Boost Next Year, Smallest Gain Since 2021

  • Max earnings subject to social security tax rise to $168,600
  • Cost-of-living bump will help millions with expenses, SSA says

The cost-of-living adjustment will apply to Social Security benefits starting in January and Supplemental Security Income benefits beginning on Dec. 29. 

Photographer: Kevin Dietsch/Getty Images
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Monthly checks for the more than 71 million people receiving retirement or disability benefits in the US will get a 3.2% increase next year, the smallest gain since 2021, reflecting a significant cooling in the rate of inflation.

The cost-of-living adjustment, known as COLA, will apply to Social Security benefits starting in January and Supplemental Security Income benefits beginning on Dec. 29, the Social Security Administration said Thursday.