US Consumer Credit Rises, Driven by Surge in Non-Revolving Debt

  • Autos, other non-revolving loans rise by most in eight months
  • Revolving-credit balances drop for first time since April 2021

Non-revolving credit, such as loans for school tuition and vehicle purchases, jumped $18.5 billion following a modest advance in the prior month.

Photographer: David Paul Morris/Bloomberg
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US consumer borrowing increased in June by more than forecast on the biggest gain in non-revolving credit in eight months.

Total credit rose $17.8 billion on the heels of the smallest monthly increase since 2020 in the prior period, Federal Reserve data showed Monday. The figure, which isn’t adjusted for inflation, exceeded the $13 billion median forecast in a Bloomberg survey of economists.