Finance

Citi Gets Credit Card Boost as Borrowers Start to Struggle

  • Higher interest rates, card balances bolster personal banking
  • CEO Fraser cites challenging backdrop as trading revenue slips
Citigroup 2Q FICC Sales, Trading Revenue Meets Estimates
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Citigroup Inc., the world’s second-largest credit-card issuer, is reaping the gains as customers borrow more — even as a growing number struggle to make payments.

Higher interest rates and larger card balances set the stage for an 11% jump in revenue from US personal banking in the second quarter, the New York-based lender said Friday. That blunted the impact of a 78% surge in write-offs tied to consumer loans.