First Republic’s Fate Uncertain After Stock’s Harrowing Drop

  • Some senior FDIC officials expect bank to keep seeking a deal
  • Meanwhile, larger banks are preparing for a potential seizure

A First Republic Bank branch in New York.

Photographer: Stephanie Keith/Bloomberg
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First Republic Bank’s week of harrowing stock drops and urgent work toward a deal to shore up its balance sheet ended with the lender’s fate in limbo.

The Federal Deposit Insurance Corp., keeping tabs on the bank’s deposits and funding, hasn’t reached a decision on intervening at the troubled lender, according to people with direct knowledge of the matter. Some senior officials there expect the firm’s management will continue pursuing talks for a private-sector deal to bolster its finances.