FTX’s Crash Exposed an Insurance Black Hole That Risks Impeding the Crypto Sector Recovery

  • Digital-asset platforms lack insurance unlike stock brokerages
  • The total value locked in DeFi insurance is just $300 million
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A long road lies ahead to repair confidence in crypto after unprecedented bankruptcies and hacks, including the major challenge of giving investors a way of insuring against such events.

Stock brokerage accounts often come with some cover against outcomes like bankruptcy but digital-asset platforms provide few if any shields, a reality underlined by the November collapse of Sam Bankman-Fried’s FTX exchange.