Americans’ Outlook for Personal Finances Is Getting Gloomier

Shoppers on Market Street in San Francisco. 

Photographer: David Paul Morris/Bloomberg
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Americans are turning pessimistic about their personal financial outlook over the coming year, as interest rates increase and pay raises slow down.

Less than one-third of respondents to a monthly survey conducted by Fannie Mae said they expect their personal financial situation to get better over the next year, the lowest reading in a series that goes back more than a decade.