Tax & Spend

Rising India Rates to Upset Modi’s Budget Math on Small Savings

The government funds its fiscal deficit through a mix of borrowings from the bond market, proceeds from small savings and draw down from cash balance. 

Photographer: Dhiraj Singh/Bloomberg
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India last week proposed a lower-than-expected market borrowing program, as part of a plan that sought to bridge its budget deficit by boosting reliance on the nation’s small savings pool.

The decision on Feb. 1 triggered the biggest drop in the benchmark 10-year bond yields in over two months. Bonds have since pared their gains, with the budget math increasingly looking daunting as commercial interest rates soar tracking a tight monetary policy.