Bonds

US Mortgage-Bond Trading Plunges as Higher Rates Cut Into Sales

  • Overall volume fell about 14%, with all major types declining
  • Banks are buying fewer securities as production falls

Homes in a subdivision in McDonough, Georgia. 

Photographer: Elijah Nouvelage/Bloomberg
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US mortgage bond trading activity plunged in 2022 as new mortgage lending volume dropped and banks cut back on buying, a trend that’s likely to continue this year if mortgage rates stay relatively high.

Overall agency mortgage backed security average daily trading volume fell about 14%, according to Finra Trace data compiled by the Securities Industry and Financial Markets Association. It was the second straight year of declines.