US Mortgage Rates Rise to 7.14%, Near Highest Level Since 2001

  • Overall mortgage applications index fell to lowest since 1997
  • Gauge of refinancing activity decreased to a 22-year low

The US housing market has deteriorated rapidly this year.

Photographer: Roger Kisby/Bloomberg
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US mortgage rates resumed an upward trend last week toward a two-decade high, pointing to further weakness in housing demand.

The contract rate on a 30-year fixed mortgage increased to 7.14% in the week ended Nov. 4, near the highest since 2001, according to Mortgage Bankers Association data released Wednesday. The group’s index of applications to buy a home edged up 1.3%.