Investing

I Bonds Rate Resets at 6.89%, Ending Mad Rush to Lock in Higher Yield

Americans bought more than $3 billion of US Series I savings bonds last week before rates reset. 

The US Treasury Department in Washington, D.C.

Photographer: Al Drago/Bloomberg
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Series I savings bonds issued over the next six months will pay a yield of 6.89%, down from a record high as inflation shows some early signs of cooling.

The new rate, announced Tuesday, will apply to I bonds purchased from Nov. 1 through April 30. It’s made up of two components: a fixed rate that rose to 0.4% after sitting at zero since 2020, and a variable rate of 6.48%.