Savings & Retirement

How to Catch Up on Retirement Savings at Any Age

Americans are trillions of dollars behind on saving. Experts have a few suggestions on how to make up for lost time.

Photographer: okies3D/iStockphoto/Getty Images 

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It can be daunting to get back on track once you’ve fallen behind.

That will be a necessary task for millions of American workers who simply do not have enough saved for retirement. Research from Boston College shows a $7.1 trillion retirement-savings shortfall among US households, with half of them facing a lower standard of living once they stop working.