Investing

How to Use Your Losing Stock Positions to Lower Your Tax Bill

Taking losses to offset capital gains can prove to be a smart strategy come tax time. 

    

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It’s hard to think of many upsides to selling a stock at a big loss, but there is one: It may lower your taxes.

Investors who take a loss in a taxable account can use it to offset capital gains taxes owed from selling stocks that have appreciated. Such tax-loss harvesting usually gets talked about at year-end, when people strategize about how to offset realized gains. But the S&P 500’s descent into a bear market has pushed the conversation up this year.