Savings & Retirement

A Comfortable Retirement Appears Out of Reach for Most Americans

Less than one in four think they’ll be able to save the $1.1 million they need, a survey finds.

   

Photographer: David Paul Morris/Bloomberg

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American workers say it will take $1.1 million on average to retire comfortably — but less than one in four figure they’ll be able to save that much.

Just 22% of people approaching retirement age said they’ll have enough money to maintain a comfortable standard of living, according to the 2022 Schroders US Retirement Survey, down from 26% a year ago. The survey of 1,000 workers was conducted in mid-February, when the S&P 500 Index was higher than it is now.