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How to Know If Travel Insurance Is Actually Worth Buying

Amid the pandemic, a little peace of mind feels essential—until you read all the fine print. 

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Illustration by Tiago Majuelos for Bloomberg Businessweek

Travel insurance gets a bad rap. It’s so confusing, many ­travelers see it as a sucker’s game—an upsell with so much fine print it’s practically worthless.

Now it’s very much in demand, however. Pick the right policy, and you can potentially avoid being stuck in a foreign hospital with a serious illness, footing the hotel bill for a mandatory quarantine, or paying for a cruise you missed because of a canceled flight. That’s been especially appealing in uncertain times.