HDFC Bank Profit Misses Estimate as Bad Loans Rise on Virus Wave

  • Net income of 77.3b rupees lagged 79.2b rupee consensus
  • Bad loan ratio 1.47% at end-June from 1.32% previous quarter

A Housing Development Finance Corp. (HDFC) bank branch in Mumbai.

Photographer: Dhiraj Singh/Bloomberg
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HDFC Bank Ltd. posted a smaller-than-expected profit as India’s largest private-sector lender stepped up its bad loan buffers and the recent coronavirus surge hurt asset quality.

Net income stood at 77.3 billion rupees ($1 billion) in the three months through June, compared with 66.6 billion rupees a year ago, it said in a statement Saturday. That lagged the average estimate of 79.2 billion rupees by 15 analysts in a Bloomberg survey.