A $150 Billion Pile of Frozen Loans Starts to Worry U.S. Banks

  • Consumers who rushed into forbearance programs get closer look
  • Some banks granted deferrals for more than 15% of loan books

Fewer households were late on their cards, car loans, personal loans and mortgages in April than in March, according to TransUnion.

Photographer: Daniel Acker/Bloomberg
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Millions of Americans getting breaks on their loans are about to hear from their banks.

Nationwide, lenders are preparing to take a closer look at consumers who have arranged to delay payments, potentially pushing some out of the programs, as the industry tries to get a clearer picture of how many customers are truly unable to keep up during the coronavirus pandemic.