China Markets May Benefit From Latest Rules on Wealth Products

  • Planned capital rules may lead to rebound in WMPs: JPMorgan
  • Moody’s earlier said the draft is ‘credit positive’ for banks
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China’s planned capital rules for banks’ wealth management units may provide a boost to both credit growth and the country’s stock market, according to JPMorgan Chase & Co.

The China Banking and Insurance Regulatory Commission on Sept. 20 published draft rulesBloomberg Terminal requiring net capital of banks’ wealth businesses to be at least 40% of their net assets. Should the draft be adopted, banks’ issuance of wealth management products -- often seen by investors as quasi-savings with higher returns than deposits -- may rebound, JPMorgan analysts led by Katherine Lei in Hong Kong wrote in a note on Friday.